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Underwriting Team

Chris Garnett

Head of Underwriting

With many years commercial insurance experience, Chris is an inspirational leader who has developed extensive knowledge in liability underwriting and a solid understanding of commercial lines. Mentored by industry experts across the Manchester & London markets, he is known for his solution focused approach to underwriting, technical expertise and nurturing fresh talent.

John Cowell

Senior Class Underwriter (ACII)
Liability Insurance

John is a well-known underwriting professional, with over 30 years’ experience and a market-leading reputation in liability. He is focused on delivering products that meet the needs of our coverholders and their clients.

Billi Cobley

Senior Class Underwriter (ACII)
Legal Expenses Insurance

Billi has over 12 years’ insurance experience with the last 8 years specialising in legal expenses. He is focused on delivering products that profitably grow current books of business and developing innovative services that support the evolving requirements of new and niche customer needs.

Joe Hignett

Underwriter

Joe is a great asset to the underwriting team providing insightful data analysis and ongoing risk monitoring. His underwriting and business acumen is vital to supporting the evolving needs of our coverholders and their clients.

Becky Tomlinson

Underwriter

Becky has enjoyed a successful career as a trading underwriter specialising in property and liability insurance. She is passionate about problem solving for complex risks and delivering exceptional support to our coverholders with her astute policy and data analysis skills

Annie Chapman

Underwriting Assistant

After graduating from The University of Manchester with an Integrated Masters in Maths, Annie joined Irwell’s graduate trainee programme to be mentored by Joe. She supports the team by collating and analysing data, sector risk research and assists comparing policy rates and wordings.

Cameron Price

Underwriting Assistant

Cameron joined Irwell’s graduate trainee scheme after graduating from The University of Manchester with an Integrated Masters in Maths. Mentored by Becky, he supports underwriting with insightful data collation, market analysis and the creation of policy wordings.