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Landlord legal & rent guarantee protection

Your residential and commercial landlord clients need our landlord protection.

We specialise in residential and commercial landlord protection for private landlords who own large or small, vacant or occupied, short or long-term let, single or multi-location properties.

Whether your clients have an expanding portfolio of commercial properties or just one to several residential homes, our specialist policies will provide the protection they need. We understand that being a landlord can be a rewarding business, but it also comes with unforeseen risks – and hidden costs.

“The private rented sector is now the second largest tenure in England, so it’s essential that landlords are protected from the pitfalls of property damage or neglect. With the cost-of-living crisis, rent arrears are also a growing concern for landlords."
Lee Sunderland
Senior underwriter
"Our policies are designed to give your clients peace of mind that they have legal and rental income support should a tenant issue arise.”
Lee Sunderland
Senior underwriter

Peace of mind if legal issues arise

Legal costs can quickly escalate and some of your clients may not have the resources to pursue potentially lengthy and expensive legal proceedings against a tenant. That’s where Irwell can help.

Our landlord’s legal expenses allows your clients to pursue or defend their legal rights and provides invaluable legal advice throughout proceedings. Likewise, if a tenant has taken them to court for breach of contract or has damaged the property, our insurance will cover the associated legal costs.

Residential property rental income protection

For your residential clients, our policy can extend to include rental income for added reassurance – whether the landlord is chasing rental arrears or pursuing eviction notice.

Rest assured, we’ve got your property clients covered.

Legal costs up to £50,000

  • Regaining possession of your property
  • Rent recovery
  • Defence costs
  • Property owner legal disputes
  • Repair and renovation disputes

Rent protection cover up to £2,500 per month

  • For a maximum of 12 months in the event a tenant defaults


private landlords in the UK



of landlords with 5 or more properties have more than one tenant in arrears



of landlords have had to give their tenants a section 21 notice and 25% a section 8 notice

We distribute policies via brokers and intermediaries. We do not sell directly to the public. If you are seeking insurance cover, please contact an insurance broker to discuss your requirements.

The British Insurance Brokers’ Association (BIBA) provide a facility to search for brokers.

This can be accessed here or by calling 0370 950 1790.