Category: guides

Working in the hospitality sector can be a rewarding business but working in bars, cafes, restaurants and pubs come with many unique sector risks. Keeping employees and the public safe and ensuring food hygiene standards are met are vitally important. And protecting those Tripadvisor reviews and food hygiene ratings.  

But for many hospitality owners or managers, the first time they find out that they are under-insured or non-compliant with health and safety regulations is when it’s too late – following an accident, a claim or an enforcement visit. 

Working in the hotel and hospitality sector comes with unique risks.

From front desk to back kitchen, protecting employees and customers is of paramount importance. And at the same time protecting those Tripadvisor reviews.

But for many hospitality owners or managers, the first time they find out that they are under-insured or non-compliant with health and safety regulations is when it’s too late – following an accident, a claim or an enforcement visit.

Scaffolding businesses are essential to so many sectors as well as the most obvious construction industry.  From building inspection and civil engineering to window cleaning, painting, TV production and events. 

But working on suspended, aerial or supported scaffolding comes with many unique health and safety risks that can expose employees and the general public to H&S risks on a daily basis.  

That’s why scaffolders need Irwell’s liability insurance that includes a health and safety compliance review tailored to the unique risks of each business.

From car sales and valeting to tyre fitting, repairs and maintenance, the motor sector is exposed to many unique health and safety risks.

Operating mechanical equipment, diagnostics and hydraulics, lifting heavy objects and working under heavy vehicles or fuel spillages and fire hazards can expose employees and customers to H&S risks on a daily basis.

That’s why motor businesses need Irwell’s liability insurance that includes a health and safety compliance review tailored to the unique risks of each business.

The commercial transportation sector is essential to so many industries, including manufacturing, construction and retail. 

But transporting raw materials and finished products to and from facilities, tracking shipments and delivering goods to customers can come with many unique health and safety risks. 

Operating potentially dangerous loading and unloading equipment, driving haulage fleets that can involve long and tiring journeys can expose employees and the general public to H&S risks on a daily basis. 

That’s why logistics businesses need Irwell’s liability insurance that includes a health and safety compliance review tailored to the unique risks of each business.

Once vulnerabilities and areas for improvement are identified, your clients will be provided with a confidential, detailed report with pragmatic recommendations, handy tips, actions and advice to aid minimise legal and business risk. It will also highlight areas that they are doing well!

SafeCheck helps clients understand their health and safety obligations and duty of care responsibilities – to employees, customers, contractors and the general public. It helps the business promote industry best practice and maintain standards which are pivotal to their reputation and growth.

SafeCheck makes business sense. Why would you choose liability insurance from a provider that doesn’t include this service? It’s a win-win.

Every organisation and every sector face unique business critical risks.

From SMEs and sole traders to larger corporates, we understand the associated risks and rewards of running these businesses. That’s why we are best placed to protect them. 

Liability, legal and health and safety experts at your service 

Food Vendors and caterers are exposed to many internal and external health and safety risks including food hygiene, use of sharp knives to kitchen equipment and fire hazards. 

From event catering companies or festival pop-ups to street food or markets and mobile bars and burger vans, protecting employees and customers is of paramount importance. 

But for many food vendors, the first time they find out that they are non-compliant with health and safety legislation is when it’s too late. Following an accident, a claim or an enforcement visit. 

At Irwell Insurance, we believe that prevention is always better than cure. 

That’s why we are proud to be the only liability insurer to offer a health and safety assessment included as part of your policy. 

Security companies are exposed to many internal and external health and safety risks. 

But for many businesses, the first time they find out if they are non-compliant with health and safety legislation is when it’s too late. Following an accident, a claim or an enforcement visit. 

At Irwell Insurance, we believe that prevention is always better than cure.