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Personal Home Emergency

Protecting families and family homes

Being a homeowner comes with many unforeseen risks – from plumbing or heating failures to security breaches or a pest infestation.

We can help give peace of mind and reassurance that families and homes are properly protected.

"It’s an exciting time for Irwell as we expand our product portfolio to meet the needs of our clients."
Billi Cobley
Senior Class Underwriter (ACII)

Online household engineer at your service

Our Home Emergency product includes optional online access to a qualified engineer who will assess the problem via a video call and attempt to fix the emergency without the need for an onsite visit. If not, arrangements will be made for an engineer to attend the property as quickly as possible.

Personal Home Emergency

Cover provides 24/7 access to tradespeople for unexpected property issues and damage that could make a home unfit or unsafe for family members.

It gives policyholders peace of mind that should an issue arise; their homes and families are kept safe and secure – with as little disruption as possible.

Cover can include:

Plumbing Streamline Icon: https://streamlinehq.com

Plumbing
& Drainage

Power Settings New Streamline Icon: https://streamlinehq.com

Domestic Power Supply
(internal electric, gas and water)

Aq Indoor Streamline Icon: https://streamlinehq.com

Property Security,
Main Heating Systems

Pest Control Rodent Streamline Icon: https://streamlinehq.com

Pest/Vermin
Infestation

Roofing Streamline Icon: https://streamlinehq.com

Roof Damage

For when it never rains but it pours…

  • Home emergency cover is designed to provide immediate help when unexpected problems arise that could damage a family home, make it unsafe or pose a risk to health and safety.
  • Can be be added to home insurance policies to provide assistance for urgent home repairs without having to source and pay for the cost of the tradesperson.
  • It stops the emergency from causing more damage and ensures a tradesperson is sent promptly to solve urgent issues.

This cover is designed to help solve an immediate emergency and is not a general maintenance policy.

We distribute policies via brokers and intermediaries. We do not sell directly to the public. If you are seeking insurance cover, please contact an insurance broker to discuss your requirements.

The British Insurance Brokers’ Association (BIBA) provide a facility to search for brokers.

This can be accessed here or by calling 0370 950 1790.